Monday, September 10, 2012

Commercial Property Precautions for Small Businesses



Commercial property represents a large and important piece of most national economies. On a worldwide basis there has been an unusual amount of uncertainty and fluctuation in most of the economic areas involving real estate during the past five years. At the start of the banking bailout period which began during 2008, it initially appeared that residential real estate was the primary problem area to be addressed. In part this was due to the fact that the financial derivatives and other real estate investments which precipitated the banking crisis were largely residential properties. However this turned out to be a "tip of the iceberg" situation in which commercial real estate was a major investing piece lurking beneath the surface.

It is no longer a surprise for most observers to hear that commercial property is now experiencing its own set of problems in the continuing aftermath of an economy that is still very fragile. While these difficulties are serious enough to warrant concern, the segment of commercial real estate that is suffering the most appears to be commercial property owned by small businesses. There are several reasons for this, and here are three of them:

    For a typical small business, commercial real estate financing is intertwined with their other small business loans and working capital management.
    Small businesses rarely have the same choices for commercial mortgages as larger companies do.
    Most banks have been undergoing significant restructuring, and small business financing no longer plays a prominent role in most banking institutions.


Throughout the bank bailout and in subsequent years, banks have been the primary recipients of financial support from the government. In turn the bankers were rightfully expected to turn around and lend these funds to companies of all sizes. When this did not happen to any significant degree, the smaller businesses ultimately suffered the most because of the factors just identified. This has already caused ongoing financial problems for most commercial borrowers and is expected to be a continuing obstacle regardless of political events and election outcomes. Rather than just accept an outcome that is likely to be negative and adverse to the financial health of their livelihood, small business owners can take certain precautions such as the following:

    Reduce operating expenses and business debt rather than relying on more commercial property loans to fix the problem.
    Explore new marketing strategies to increase sales.
    Evaluate the increased use of negotiations to decrease the costs of not just commercial real estate financing but also a wide variety of other expense areas involving suppliers and lenders.
    The possibility of firing your bank and banker cannot be ignored any longer.

Because each company will have a unique combination of problems and resources, it is possible that the above precautions will not be practical or relevant. It will nevertheless be prudent for each small business to evaluate these commercial property precautions as well as other realistic business and real estate solutions.

Stephen Bush is Chief Executive Officer of AEX Commercial Financing Group and is a small business finance expert. Steve provides business solution strategies for small business owners throughout the United States and Canada. Please contact Steve for practical and candid advice about commercial real estate financing, working capital loans and small business planning.

Article Source: http://EzineArticles.com/?expert=Stephen_Bush


79 comments:

  1. This comment has been removed by the author.

    ReplyDelete
  2. You have described "Commercial Property Precautions for Small Businesses". This is an informative post and you have a great blog. I will definitely visit again for more posts.

    properties in north london

    ReplyDelete
  3. Vatika India Next offers a combination of high-rise and mid-rise residential structures in a gated community format. For more details about commercial property for rent, visit: www.vatikainxt.com

    ReplyDelete
  4. Whoa! Thank you! Facts like the just one an individual pointed out right here is going to be handy to me!. I adore publications as well as used to stop by bookshops regularly. I merely stop by your blog. This articles will be great as well as We have by now used to stop by this great site regularly. A great just one...........:)
    small Business Loans

    ReplyDelete
  5. I usually don't comment on blogs but this blog inspired me to make one compliment as I know it's not enough for the meaningful context in your writing as one could understand it easily,
    course in real estate

    ReplyDelete
  6. This is such a good post. Thank you for sharing this information. Keep it up!

    commercial properties nh

    ReplyDelete
  7. Hello Blogger, You have create a good blog with beneficial information.The given information is very effective
    Thank You
    I will keep updated with the effective and good information about real estate residential project. Please check it.
    Gaur Atulyam Noida


    ReplyDelete
  8. Bangalore5.com is the first exclusive Bangalore property portal dedicated to serve the apartments and gated community people in Bangalore. bangalore5, 2bhk apartment for sale in Bangalore, 2bhk apartment in Bangalore, Bangalore property

    ReplyDelete
  9. Nice Article Posting! Selective Financial Services is an investment and advisory firm that strives to provide expert solutions to create lasting values, for investors, in transactions in which we invest funds, or our financial expertise, and for the companies and individuals.
    commercial financing

    ReplyDelete
  10. Great Post! I find your blog very helpful for real estate and I am sure others do as well. Keep up the good work.

    Godrej oasis

    ReplyDelete
  11. Buying of commercial property need to be gone through various paper work so a person should be aware of the work and done properly

    Raheja Developers

    ReplyDelete
  12. i shall be thankful you for this post because complete information of commercial project in your post
    Centrade Business Park Noida

    ReplyDelete
  13. Thank You for providing information about real estate builder and constructor and This is very informative Post.. Thanks for sharing with us.

    Sare Homes
    Sare Homes Gurgaon

    ReplyDelete
  14. Really awesome and nice post,i read your blog its very nice specially your using content is very nice keep it up always.

    Perfect Realtors in Faridabad

    ReplyDelete
  15. Wonderful posting by you it is very impressive and informative article for every soul. WTC Studio Apartments Noida offers office spaces in Noida for commercial and residential purpose.

    ReplyDelete
  16. Hi

    Your blog is really worth to appreciate. I also have residential project in Gurgaon
    If you want to know about the details just click on the mentioned link

    The Leaf

    ReplyDelete
  17. Hi

    Your blog is really worth to appreciate. I also have some project in Gurgaon
    If you want to know about the details just click on the mentioned link

    Ansal Centre Walk Sector 103 Gurgaon
    Affordable Housing Sohna
    Ansal Amantre Sector 88A Gurgaon

    ReplyDelete
  18. Do you seek funding and the bank you deal with on a day to day basis has refused to help you?

    You might qualify for our new concept and get funded with our help.
    Our focus is on socially responsible, green, energy producing projects. The facility is however not limited to these basics, as long as you have a strong management team, a viable business plan, and exceptional growth potential. We also enable finance for growth and consider any commercial business with the potential for a high ROI already within the first year. And we can work with any legal financial transaction offering an above average return on investment.
    If your requirement is within these basics, please let us have your answer to this simple question: "Would your own bank provide you with finance, if we guarantee for your loan through Deutsche Bank?"
    If you see chances to get funded on that basis, then you should tell us how much money you seek. We will engineer a solution for your immediate funding requirement and explain how you can put this concept to work for you.

    Send an email directly to RelationshipManager@SelectiveFinancialServices.com now and visithttp://selectivefinancialservices.com/project-finance

    ReplyDelete
  19. Starting an early morning search I came across your blog and found great information here. One of the finest developments in Noida is Supertech Romano Noida. Sector 118 Noida

    ReplyDelete
  20. Thanks for the information shared. I read each and every word of your blog with great interest. If you are looking for a residential space in Gurgaon than go for
    Godrej Aria is a good place to invest.

    ReplyDelete
  21. I am impressed by your lovely post which i were really looking for a residential project in noida, I have known lots of property in noida ,Now investing in Supertech Eco Village 3 will be the right decision.

    ReplyDelete
  22. I am impressed by your fascinating article which provided me the important points about realty market. I was looking for a residential project in Lucknow and found that investing in Bayaweaver Home will be one of the beneficial deals.

    ReplyDelete
  23. Your blog are thoughts of using article are very good content allocation on your blog. That’s satisfied are unique in sequence. supertech golf village noida

    ReplyDelete
  24. Hi great real estate blog,thanks for the information on real estate,new constructed apartments are here apartments for sale in Noida Arihant Arden

    ReplyDelete
  25. Nice blog, Thanks for sharing it with us.It is very descriptive ,I really liked it and want to share some information about 1 BHK Flats in noida that is an awesome location too.

    ReplyDelete
  26. Supertech Hues is a venture with impressive designs, impressive ideas, eye-opening hues, spectacular place and a lot more. Located in Sector 68, Gurgaon

    ReplyDelete
  27. Hello,

    This post is very interesting and helpful for every person.Thanks for sharing with us.

    Supertech Project Sohna

    ReplyDelete
  28. I really appreciate this post about real estate and glad to hear about the development in north India. It will surely contribute to the economic development of the country. I also want to share information about Supertech Aadri Gurgaon which is an elegant residential venture in Sector 79 Gurgaon.

    ReplyDelete
  29. This is very nice informative Article, thanks for sharing the Useful Information.
    I have some information about residential place in Noida.Airwil Organic Smart City

    ReplyDelete
  30. It is such an amazing blog. Every line and every sentence is explaining the aspects very clearly. Amrapali Silicon City in Sector 76 Noida is offering wide range of 1/2/3 & 4 bedroom apartments.

    ReplyDelete
  31. Hey, I found your work worth reading. Thank you! I can share the information about the exotically designed residential place named Fusion Homes that is defined by the tings of signal architecture.

    ReplyDelete
  32. Your blog have significance information , Paarth Arka Kanpur Gomti Nagar is a good residential estate.

    ReplyDelete
  33. A great post , Please suggest me if I should invest in supertech golf suites.

    ReplyDelete
  34. Your blog have worth information , I want to share some information about , Ajnara Ambrosia sector 118.

    ReplyDelete
  35. I was looking for a good property blog for India properties then I saw your blog and found it very good. Supertech Eco Village is offering the investments in Noida

    residential projects.

    ReplyDelete

  36. Thank you for sharing the real estate updates. Keep sharing such blog posts. You can also read about Supertech Golf Suits for more information.

    ReplyDelete
  37. The location offers the best in class connectivity to numerous important destinations in Noida and the cities around Supertech Astralis

    ReplyDelete
  38. I read your blog information.Such a good information.I too have something information about Property in Sector 25 Noida

    ReplyDelete
  39. These types of information regarding to real estate are very useful I have some suggestion about Housing Project in Greater Bhiwadi

    ReplyDelete
  40. Nice blog ! Thanks for sharing such wonderful post for real estate,really i appreciate it and glad to read.Keep posting..

    Plots around Hoskote in Bangalore | Villas in Hoskote near Bangalore

    ReplyDelete
  41. Nice Blog

    If you need any type of property so, please visit at: http://www.resalepropertyinnoida.in/

    ReplyDelete

  42. Are you planning a long Office space ? for Fully Furnished Office Space in Okhla Ind Area Living in a Fully Furnished Office Space in Okhla Ind Area for an extended period can be extremely expensive and uncomfortable. You will likely begin to feel claustrophobic after Taking this space Fully Furnished Office Space in Okhla Ind Area

    Fully Furnished Office Space in Okhla industrial Area

    ReplyDelete
  43. Great info!! gone through you blog,it's an admirable and worth to read.Thanks for the share. Apartments near Wipro in Electronic City |Apartments on Hosur Road in Bangalore

    ReplyDelete


  44. Nice Blog

    If you need any type of property so, please visit at: http://www.resalepropertyinnoida.in/

    ReplyDelete
  45. Nice Blog

    If you need any type of property so, please visit at: https://www.facebook.com/resalepropertynoida1

    ReplyDelete
  46. Nice Blog

    If you need any type of property so, please visit at: http://www.resalepropertyinnoida.in/industrial-property-in-noida.html

    ReplyDelete
  47. Very informative. Prestige kew Gardens is counted among the leading real estate developers. For more info, visit http://www.prestigekewgardensbangalore.com/ and Call:+91-8553159202

    ReplyDelete
  48. Good post. Prestige kew Gardens provides the finest service apartments in Bangalore. For info, Visit, https://plus.google.com/111919969787048918647

    ReplyDelete
  49. Interseting blog. Prestige kew Gardens is one of the best real estate developer in Yemlur, Bangalore. For details, Visit http://www.prestigekewgardensbangalore.com/Prestige-Kew-Gardens-About-Us.aspx

    ReplyDelete
  50. Thanks for sharing. Prestige Lake Ridge Bangalore is the fastest-growing real estate developer in Bangalore. Prestige Lake Ridge location is at Off Kanakapura Road. For more information, visit Prestige Lake Ridge

    ReplyDelete
  51. Well signature global is again in the market with its new project Orchard avenue Gurgaon 93 with best location and lots of key features.

    ReplyDelete
  52. Any requirement of office space on rent in east delhi / preet vihar / karkardooma / nirman vihar then what are you waiting for . Simply logon www.think4buysale.in and find the best property out of the best options of the market with their complete information along with real pics. It could make your search so easy that you become addicted.Go smart on online and stop roaming on roads still.

    Office space for rent in patparganj Industrial area

    Office space for rent in karkardooma

    Commercial Office space for rent in laxmi nagar

    Office space for rent in Preet vihar


    Bridal Mehndi Artist in Delhi

    ReplyDelete
  53. Looking for a Office space for rent in laxmi nagar, Delhi and property Dealers in Allahabad? Just logon to Think4buysale.in or just call : 09958023001. And get the list of the best proeperty dealers of any area/locality u demand for in no time on your phone in no time.India’s only property Agents search engine with fine data.

    Office space for rent in Laxmi Nagar

    Property Dealers in Allahabad, Uttar Pradesh

    ReplyDelete
  54. -Great post!
    It has a very good and helpful information about purchasing plots or apartment.Apartments-for-rent-in-Bangalore

    ReplyDelete
  55. Information included is superb in this Single Blog,If any one of you want to visit Luxury Flats for at effortable cost You can Check it out here " http://www.accuratewindchimes.in "

    ReplyDelete
  56. Information included is superb in this Blog, If any one of you want to visit Luxury Flats for at effortable cost You can Check it out here
    " http://www.svcventures.com/ "

    ReplyDelete
  57. Property Dealers in Uttam NagarProperty Dealers in Uttam Nagar prime location of Uttam Nagar and commercial properties as well as residential spaces including flats, apartments, floors.

    ReplyDelete
  58. 2 BHK in Uttam Nagar Two bed room with wide balcony, drawing room with fall ceiling, modern and modular kitchen with chimney.

    ReplyDelete
  59. If you are Ready to move Flats in Uttam Nagar West in that situation we are able to provide you best deal.

    ReplyDelete
  60. Your blog is really very interesting information regarding real estate.
    Green Grace
    Assetz 63 Degree East
    SMR vinay iconia

    ReplyDelete
  61. I’ve been following your blog for quite some time now, and I love your content and the lessons you share with your readers.Every time I read a post, I feel like I’m able to take a single, clear lesson away from it, which is why I think it’s so great.

    best flats in mumbai

    ReplyDelete
  62. Nice blog and it gives good knowledge on the real estate.
    The solutions can also be used for Projects in Goregaon .
    Keep writing such blogs. Thank you.

    ReplyDelete
  63. Your blog is really very interesting information regarding real estate.
    Keep writing such blogs. Thank you.

    SLV Green City

    ReplyDelete
  64. Thank You for your useful blog and have clear detail "Commercial Property Precautions for Small Businesses". This blog is very instructive and you have a done great blog posting.. Here is one commercial property management service

    ReplyDelete
  65. Nice Post., BramhaCorp provides Spacious 2 BHK & 3 BHK flats in Bavdhan Pune and Shops in Bavdhan , with all modern properties in Pune and closely connected facilities Flats in Bavdhan.

    ReplyDelete
  66. Great Blog. Nice Informative Blog to read.
    row gouse for sale in vapi Thanks For Sharing

    ReplyDelete
  67. Awesome Blog!! Highly Informative Post. Very Thanks for sharing this information with us.Please Check out our newly pre launch projects M3M City Hub Gurgaon Price.

    ReplyDelete
  68. Nice posts,the below links are give you a best salarpuria sattva buildings,

    salarpuria sattva park cubix
    salarpuria park cubix

    ReplyDelete
  69. Dear Customers,

    We specialize in providing capital for Business Startup, Business Developments, Business Expansion, Project Funding and working capital loan etc.. Ranging from 20,000 to 1,000,000 in euro,pounds,usd,Ropes. no early or late repayment penalty no collateral, Fast and reliable.

    @2% interest rate
    1 to 25 years duration
    Email us if interested
    at capitalfundingsolutinfo@gmail.com

    ReplyDelete
  70. Get the Latest news in your hand .

    Get Free No Deposit Bonus $10 Up To $100 From INSTAFOREX

    Join Now ... https://www.instaforex.com/?x=KWOH

    Please visit now.... www.oxowow.com

    ReplyDelete